by James A. Iafrate | Jun 25, 2020 | No Fault Insurance Claims, Personal Injury Law
OPTION #1: LIFETIME PIP ALLOWABLE EXPENSE COVERAGE Consumers can continue to purchase lifetime, uncapped PIP allowable expense coverage that has been mandatory coverage under the original No-Fault Law. We recommend that consumers continue to purchase this coverage to...
by James A. Iafrate | Jun 9, 2020 | No Fault Insurance Claims, Personal Injury Law
Under the amended no-fault law, auto consumers will now be required as of July 1, 2020 to make decisions about the level of personal injury protection coverage they wish to purchase for their vehicles. Auto Insurance policies will no longer be required to provide...
by James A. Iafrate | Nov 25, 2019 | No Fault Insurance Claims, Personal Injury Law
AUTOMOBILE POLICY TIPS Your Household — make sure you disclose all drivers living in your home. If a relative/friend is staying with you and driving your cars, they need to be a listed driver on your policy. Car Title — each car should be titled only in the primary...
by James A. Iafrate | Oct 21, 2019 | No Fault Insurance Claims, Personal Injury Law
According to studies conducted by the Michigan State Police, motorcycle operators are not at-fault in the majority of the crashes involving cars or trucks. Yet, motorcyclists are 28 times more likely than passenger car occupants to die in a crash per vehicle mile...
by James A. Iafrate | Oct 11, 2019 | No Fault Insurance Claims, Personal Injury Law
Under the no-fault law, an injured person may present a claim for reimbursement of ordinary household expenses (replacement services) performed by others up to $20.00 a day that an injured person can no longer perform as a result of accident related injuries. MCL...
by James A. Iafrate | Oct 3, 2019 | No Fault Insurance Claims, Personal Injury Law
The recent amendment to the Michigan No-Fault Law is a windfall to the insurance industry and will cause tremendous harm to victims of motor vehicle accidents. The new legislation will take immediate effect as of June 11, 2019 (many provisions will not become...